Things Insurance Companies May Use in Court to Deny an Auto Accident Claim

Being involved in a vehicle accident can be a traumatic and distressful experience. In most cases, the victim is confused about their condition for days and even weeks after the tragedy, and may not know what they should or should not do. Most people rely on their insurance company to take care of their damages and provide fair compensation, thinking that they are looking out for their best interests. However, in reality they have claims adjusters who are trained to find pieces of evidence to use them against you and reduce the amount of your claim.

To avoid being a victim of tactics of insurance companies, you should know about certain actions that can be used against you in court and affect your auto accident claim.

Discarding of Evidence

It is common for people to throw away the pill bottles and get rid of the cast when they do not need it any more. However, these are potential pieces of evidence that show you were injured and can be used to support your claim. If you are unable to produce solid evidence in court, your insurance company will make it seem like you are lying about your condition, which can affect your claim.

Be Careful About What You Post on Social Media

Social media is one of the prime areas of investigation when it comes to legal claims or lawsuits. Since people nowadays share almost every aspect of their life on their profiles. Investigators of insurance providers inspect them thoroughly to look for discrepancies that may indicate you are not as much in poor health as shown in your medical reports. For example, if you suffered from a whiplash injury and in a social media post you are lifting something heavy, it can establish that the injury has not affected you as much as you have depicted in court.

Providing Recorded Statements

It is extremely important for you to avoid making any unnecessary statements or comments to either your insurance company or that of the defendant. After an auto accident, a claims adjuster calls you and asks you to provide a recorded statement of the whole incident. They may ask certain trick questions, answering which can hurt your claim. Always discuss your case with an auto accident attorney before giving any such statements.

Not Attending Doctor’s Appointments

Sometimes, victims recover from their injuries earlier than expected and do not require further medical attention. They think that they no longer need to visit the doctor and tend to miss the scheduled appointments. Insurance companies regularly check whether the claimant has visited the doctor. If you miss your appointments, your insurance provider can claim that either your condition is not that serious or you are intentionally skipping doctor’s visit and making your condition worse to avail larger amount of compensation. In any case, this can greatly affect your auto accident claim.

If you have been in an auto accident, it is recommended to work with an experienced attorney who can guide you and keep you from falling prey to your insurance company’s traps.

Contact Tom Riley Law Firm today to schedule an appointment with an experienced auto accident attorney and discuss your legal options.